What's Voluntary Life Insurance and Should You Buy It?

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Key points Voluntary life insurance is optional life insurance you can purchase through your employer at a group rate. You can usually choose between voluntary term life and voluntary permanent life insurance. Voluntary life insurance may not follow you if you leave your employer. Ma
Key points Many employers offer life insurance as part of an employee benefit package, but the amount of coverage included typically isn’t enough to cover the financial needs of your dependents — like a spouse, children or other family members. In some cases, you can supplement your employer-provided coverage by purchasing a voluntary life insurance […]